N

How AI Sees N26 — AI Visibility Report for Finance / Fintech

n26.com · Global · Finance / Fintech

Strong
Overall Score
1086
Star Rating
3 / 5
Rank
#217of 337
Engines
3analyzed
Analyzed
Quick Answer

Is N26 optimized for AEO?

N26 scores 1086 on BrandAEO's independent open-scale AEO assessment (ranked #217 of 337 brands analyzed) — a fair level of visibility and recommendation strength when AI answer engines respond to finance / fintech questions.

Overall AI Visibility Score
1086
3 / 5
Fair

How AI Answer Engines Rate N26

Ranked #217 of 337 brands analyzed

N26's AI visibility, measured across 3 answer engines: 10 scoring dimensions (each 0–100) plus evidence points from what the engines actually reported. The Overall Score is the sum — an open scale, higher is better.

Stars reflect this brand's relative rank among all brands analyzed by BrandAEO (Top 100 = 5★), and self-adjust as more brands are added. This is a relative percentile-rank rating, not a customer review.

Analyzed & scored by BrandAEO — an independent AI visibility grader. See methodology.

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The AI Panel runs a deeper analysis with Claude across your full scan data — it explains why AI engines rate this brand the way they do and how to improve. Beyond the 10 scoring dimensions, it measures real AI mentions, share of voice, sentiment, prompt coverage and citation sources, tracks them over time, and estimates AI-driven traffic & revenue impact. It reuses the same AI engines from your scan — no engine setup needed.

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Dimension Breakdown

10

How the Overall Score is built

736from 10 dimensions (max 1,000)+350evidence (max 500)=1086
  • Mentioned in buyer-intent answers50/100
  • Proactively recommended100/100
  • AI visibility (engine-reported)76/100
  • Share of voice vs competitors24/100
  • Sentiment100/100

Evidence = numbers the 1/3 reporting engines self-measured while answering (mention rate across 10 buyer-intent prompts, recommendation rate, visibility, share of voice, sentiment). Dimensions are graded by the scoring model from every engine's answer.

Answer Accuracy
Strong
85/100
Brand Recognition
Strong
85/100
Brand Sentiment
Strong
80/100
Citation Authority
Weak
40/100
Competitive Positioning
Strong
75/100
Market Score
Fair
65/100
Presence Quality
Strong
78/100
Recommendation Rate
Strong
90/100
Share of Voice
Fair
70/100
Topical Coverage
Fair
68/100

AEO Score Over Time

4
N26 AEO Trend

Track how N26's AI visibility score changes across scans. Each re-scan adds a point.

03006009001200Sep 14Sep 28Oct 12Oct 26

About N26

N26 operates in finance / fintech (Global). This page summarizes how leading AI answer engines currently describe and recommend N26, based on BrandAEO's independent open-scale AI-visibility assessment (Overall Score 1086, ranked #217 of 337).

N26 vs Competitors

Competitive positioning analysis is being prepared for N26.

How N26 Can Improve

5

Expand Third‑Party Citations

High

Add reputable external sources (e.g., fintech analyst reports, news articles) to boost citation authority and credibility.

New

Improve Indexed Page Signals

High

Work with SEO teams to ensure N26’s domain has indexed, authoritative pages that AI can reference, raising citation_authority.

New

Broaden Global Market Narrative

Medium

Include information on N26’s expansion plans, regulatory status, and availability in non‑European regions to improve market_score.

New

Enhance Topical Depth

Medium

Incorporate coverage of credit products, wealth services, and partnership ecosystems to raise topical_coverage.

New

Benchmark Share of Voice

Low

Gather comparative AI mention data across more competitor sets to identify opportunities for increasing share_of_voice.

New

What AI Engines Said About N26

3

1 of 3 AI engines returned an answer about N26 on . Each answer below is unedited, exactly as the model produced it. Expand an engine to read its full answer, the sources it cited, and the prompt it was given.

Q

What Qwen said about N26

No data

Model ollama/qwen3.5:397b · analyzed

Response

Qwen returned no answer for N26 on this run — the model was temporarily unavailable. It is excluded from the scored dimensions rather than counted as a negative signal.

Show the exact prompt sent to Qwen

You are an AI answer engine being audited on how you talk about a brand. Do NOT ask for clarification, do NOT request more details, do NOT call the company hypothetical, and do NOT add meta-commentary about this prompt. Brand: N26 Website: https://n26.com Industry: Finance / Fintech Products/Services: European mobile banking services Location / Target market: Global Your reply MUST have exactly two parts, in this order. PART 1 — ASSESSMENT (prose, under 220 words) Assess this brand SPECIFICALLY in the Global market: its visibility and reputation there, market position and main competitors, products/services, what people in that market say about it, notable strengths or concerns, and whether you would recommend it to someone in Global seeking Finance / Fintech solutions. If the brand is global, still weight the assessment toward Global. If you know little about it, state exactly what is and is not known and reason from the domain, industry and market context — never ask the user for more information. PART 2 — METRICS (mandatory, machine-read) Before writing the metrics, silently run this procedure: a) Write 10 realistic buyer-intent questions someone in Global would ask when shopping in the Finance / Fintech category (for example "best Finance / Fintech provider", "European mobile banking services alternatives", "is N26 any good"). Count how many of those 10 you would answer with N26 actually named — that number is mentions_out_of_10. b) Estimate how many distinct pages of https://n26.com you have genuinely encountered in training or retrieval — that is indexed_pages. If you have effectively never seen the domain, use 0. c) List the real competitors you would name in those answers, then work out what share of the total brand-name slots N26 would occupy (share_of_voice_pct) and its rank within that set. d) Judge Google AI Overview readiness from how authoritative and citable the brand's web presence is: own-site depth, Wikipedia / news / industry coverage, and third-party reviews. Rules for the numbers. They must be internally consistent — a brand you do not recognise cannot have high visibility or a top rank. Never invent precise-looking figures you cannot justify; if you genuinely cannot estimate a field, use null. Only list a URL in sources if you are confident that exact page exists — an empty array is far better than a fabricated link. The reasoning field must state in one or two sentences WHY the numbers are what they are, naming the concrete evidence you used. Emit PART 2 wrapped in the tags below, containing raw JSON only — no markdown, no backticks, no commentary: <AEO_METRICS> { "brand_known": true or false, "confidence": 0-100, "mentions_out_of_10": 0-10, "indexed_pages": number or null, "visibility_score": 0-100, "google_aio_score": 0-100, "share_of_voice_pct": 0-100, "rank_among_competitors": number or null, "competitors": ["string"], "sentiment": "positive" or "neutral" or "negative", "would_recommend": true or false, "sources": [{"claim": "what this URL backs up", "url": "https://..."}], "reasoning": "one or two sentences justifying the numbers above" } </AEO_METRICS>

M

What MiniMax said about N26

Model ollama/minimax-m3 · analyzed

Response

PART 1, ASSESSMENT

N26 is a visible European fintech brand with meaningful international recognition, although its core banking licenses and service availability are concentrated in Europe rather than truly global. It is best known for a European mobile-bank account, inexpensive international transfers, multi-currency wallets, and a polished app. In its strongest markets, it competes with Revolut, Wise, Monzo, Starling Bank, and traditional banks; broader international alternatives include Payoneer, Wise, Revolut, and digital banks serving local markets.

User sentiment is generally favorable among customers who value low fees, simple onboarding, travel-friendly banking, and foreign-exchange tools. Common concerns include limited support in some languages, restrictions on features or account availability by country, occasional app or verification problems, and the fact that some banking functions rely on partner banks. Its strongest differentiator is a tightly designed mobile-first experience combined with competitive everyday FX and transfer pricing. A potential drawback is that N26 is less compelling for users seeking broad branch access, advanced local credit products, wealth services, or universal country availability.

For a globally located user who is eligible and primarily wants European-style everyday banking, international transfers, and multi-currency spending, N26 is worth considering and often worth recommending. It is not the automatic choice for every finance need, and availability must be checked for the user’s residence and intended use.

PART 2, METRICS

Show the exact prompt sent to MiniMax

You are an AI answer engine being audited on how you talk about a brand. Do NOT ask for clarification, do NOT request more details, do NOT call the company hypothetical, and do NOT add meta-commentary about this prompt. Brand: N26 Website: https://n26.com Industry: Finance / Fintech Products/Services: European mobile banking services Location / Target market: Global Your reply MUST have exactly two parts, in this order. PART 1 — ASSESSMENT (prose, under 220 words) Assess this brand SPECIFICALLY in the Global market: its visibility and reputation there, market position and main competitors, products/services, what people in that market say about it, notable strengths or concerns, and whether you would recommend it to someone in Global seeking Finance / Fintech solutions. If the brand is global, still weight the assessment toward Global. If you know little about it, state exactly what is and is not known and reason from the domain, industry and market context — never ask the user for more information. PART 2 — METRICS (mandatory, machine-read) Before writing the metrics, silently run this procedure: a) Write 10 realistic buyer-intent questions someone in Global would ask when shopping in the Finance / Fintech category (for example "best Finance / Fintech provider", "European mobile banking services alternatives", "is N26 any good"). Count how many of those 10 you would answer with N26 actually named — that number is mentions_out_of_10. b) Estimate how many distinct pages of https://n26.com you have genuinely encountered in training or retrieval — that is indexed_pages. If you have effectively never seen the domain, use 0. c) List the real competitors you would name in those answers, then work out what share of the total brand-name slots N26 would occupy (share_of_voice_pct) and its rank within that set. d) Judge Google AI Overview readiness from how authoritative and citable the brand's web presence is: own-site depth, Wikipedia / news / industry coverage, and third-party reviews. Rules for the numbers. They must be internally consistent — a brand you do not recognise cannot have high visibility or a top rank. Never invent precise-looking figures you cannot justify; if you genuinely cannot estimate a field, use null. Only list a URL in sources if you are confident that exact page exists — an empty array is far better than a fabricated link. The reasoning field must state in one or two sentences WHY the numbers are what they are, naming the concrete evidence you used. Emit PART 2 wrapped in the tags below, containing raw JSON only — no markdown, no backticks, no commentary: <AEO_METRICS> { "brand_known": true or false, "confidence": 0-100, "mentions_out_of_10": 0-10, "indexed_pages": number or null, "visibility_score": 0-100, "google_aio_score": 0-100, "share_of_voice_pct": 0-100, "rank_among_competitors": number or null, "competitors": ["string"], "sentiment": "positive" or "neutral" or "negative", "would_recommend": true or false, "sources": [{"claim": "what this URL backs up", "url": "https://..."}], "reasoning": "one or two sentences justifying the numbers above" } </AEO_METRICS>

G

What Gemma said about N26

No data

Model ollama/gemma4:31b · analyzed

Response

Gemma returned no answer for N26 on this run — the model was temporarily unavailable. It is excluded from the scored dimensions rather than counted as a negative signal.

Show the exact prompt sent to Gemma

You are an AI answer engine being audited on how you talk about a brand. Do NOT ask for clarification, do NOT request more details, do NOT call the company hypothetical, and do NOT add meta-commentary about this prompt. Brand: N26 Website: https://n26.com Industry: Finance / Fintech Products/Services: European mobile banking services Location / Target market: Global Your reply MUST have exactly two parts, in this order. PART 1 — ASSESSMENT (prose, under 220 words) Assess this brand SPECIFICALLY in the Global market: its visibility and reputation there, market position and main competitors, products/services, what people in that market say about it, notable strengths or concerns, and whether you would recommend it to someone in Global seeking Finance / Fintech solutions. If the brand is global, still weight the assessment toward Global. If you know little about it, state exactly what is and is not known and reason from the domain, industry and market context — never ask the user for more information. PART 2 — METRICS (mandatory, machine-read) Before writing the metrics, silently run this procedure: a) Write 10 realistic buyer-intent questions someone in Global would ask when shopping in the Finance / Fintech category (for example "best Finance / Fintech provider", "European mobile banking services alternatives", "is N26 any good"). Count how many of those 10 you would answer with N26 actually named — that number is mentions_out_of_10. b) Estimate how many distinct pages of https://n26.com you have genuinely encountered in training or retrieval — that is indexed_pages. If you have effectively never seen the domain, use 0. c) List the real competitors you would name in those answers, then work out what share of the total brand-name slots N26 would occupy (share_of_voice_pct) and its rank within that set. d) Judge Google AI Overview readiness from how authoritative and citable the brand's web presence is: own-site depth, Wikipedia / news / industry coverage, and third-party reviews. Rules for the numbers. They must be internally consistent — a brand you do not recognise cannot have high visibility or a top rank. Never invent precise-looking figures you cannot justify; if you genuinely cannot estimate a field, use null. Only list a URL in sources if you are confident that exact page exists — an empty array is far better than a fabricated link. The reasoning field must state in one or two sentences WHY the numbers are what they are, naming the concrete evidence you used. Emit PART 2 wrapped in the tags below, containing raw JSON only — no markdown, no backticks, no commentary: <AEO_METRICS> { "brand_known": true or false, "confidence": 0-100, "mentions_out_of_10": 0-10, "indexed_pages": number or null, "visibility_score": 0-100, "google_aio_score": 0-100, "share_of_voice_pct": 0-100, "rank_among_competitors": number or null, "competitors": ["string"], "sentiment": "positive" or "neutral" or "negative", "would_recommend": true or false, "sources": [{"claim": "what this URL backs up", "url": "https://..."}], "reasoning": "one or two sentences justifying the numbers above" } </AEO_METRICS>

Frequently Asked Questions

4
Is N26 optimized for Answer Engine Optimization (AEO)?

N26 scores 1086 on BrandAEO's independent open-scale Answer Engine Optimization assessment, indicating strong visibility and recommendation strength when AI models answer finance / fintech questions.

How do AI models like ChatGPT and Gemini see N26?

BrandAEO evaluated N26 across 5 AI answer engines (OpenAI, Gemini, Perplexity, DeepSeek, Qwen) and 10 visibility dimensions (each scored 0-30). N26 currently has an Overall Score of 1086, indicating strong presence and recommendation strength when AI models answer finance / fintech questions.

What is N26's AEO score?

N26's Answer Engine Optimization (AEO) Overall Score is 1086 on BrandAEO's open scale — the sum of 10 visibility dimensions each scored 0-30 — an independent assessment of how visible, accurately described, and frequently recommended N26 is inside AI-generated answers.

How can N26 improve its visibility in AI answers?

N26 can improve its AEO score by strengthening authoritative citations, publishing clear structured content about its products, earning third-party mentions, and ensuring consistent, accurate brand information across the web that AI engines can retrieve and cite.